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|
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| The following is a list
of ways the FDH networks can compliment or supplement your clients
and prospective clients insured and self-funded insurance product
needs |
| |
| PPO
Network |
| • |
Traditional PPO to reduce costs on dental
insurance plans
|
| |
| EPO
Network |
| • |
Deeper discounted PPO (approximately
8% less than PPO) allowing out-of-network access on a UCR basis |
| • |
Pure EPO with no out-of-network
benefits (niche market priced closer to DHMO products than indemnity
plans) |
| • |
MAC (Maximum Allowable Charge)
program that allows utilization out-of-network but caps exposure at
the same levels as in-network benefits (also known as a scheduled
plan) |
| |
| FDH
Select: Point-of-Service (POS) |
| • |
Tiered dental network (PPO and
EPO) to give groups two levels of discounts without the typical DHMO
limitations (annual selection and gatekeeper) |
| • |
Carve Out PPO Benefits for Executives
and EPO for non-executives |
| |
|
The Dental Club (Discount Program administered
by FDH) |
| • |
Voluntary dental program for
individuals or groups who cannot afford traditional plans |
| • |
COBRA alternative to reduce
administrative costs and claims exposure |
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